For travelers, this is the good news. We have 8 long weekends scheduled in 2015. You can now plan your vacation.
Saturday, November 22, 2014
Monday, November 17, 2014
YES. There are differences.
Most of the time, these 2 were used interchangeably. But the goal are the same. Understanding the difference of the 2 will help you achieve your financial goals.
Setting aside some amount of money so you can use it when needed. Some save it in savings accounts, checking accounts, certificates of deposit, bonds and/or just keeping it in the electronic-fire-safe-heavy-duty-metal-drawer.
Using the money to buy assets with the hope of gaining profit is called “investing”. Investment is not federally insured, you could lose some and profit some.
What are the differences?
- Save if it is for short-term financial goals (like buying a car, for emergency fund, pay regular expenses, vacation and etc).
- Saving is not the answer for long-term goals, consider the inflation rate. It might lose the purchasing power over time.
- Invest for retirement, child's college, long-term financial goal, purchasing lands (that earn. a farm).
It is important to know that Saving and Investing work hand-in-hand. Save for retirement by Investing.
Friday, November 14, 2014
Every child needs a head start on the Basic Laws of Money.
Saturday, November 01, 2014
A type of jaw-harp made from hand carved piece of bamboo. This traditional musical instrument is called #Kubing among the #Mindanao tribes (#Maguindanao and #Marinao), #Kulaing in #Cotabato, #Subing in #Visayas, #Barmbaw among Tagalog, #Kollibaw among the #Negritos, #Kinaban among the #Hanunoo #Mangyan, #Afiw (made of metal) among the #Bontoc and #Koding among the #Ibalayo and #Kalingas. The indigenous #bamboo instrument comes in various designs throughout #Southeast #Asia. Ìt is known by different names according to the culture that uses it. #ofw #Filipino #music #ItsMoreFunInThePhilippines This was my Brother's Christmas gift in 2006.A photo posted by Tati Carpio (@taticarpio) on