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Showing posts from 2014

12 months of my 2014 were AMAZING!

January 2014

Boom! US visa approved with 10 years validity. In 2013, I already set my mind that I will be going for vacation in the US by 2014. I learned that, once you set your mind to achieve your goals, it will happen, as long as you don't procrastinate.



Joined the Dubai Marathon and finished the 10k run.

#dubai #dxb marathon A photo posted by Tati Carpio (@taticarpio) on Jan 1, 2014 at 11:17pm PST
February 2014

I had a meeting with my friends and made a little fulfilling history for our 2014. We are hoping for more blessings to come.

Meeting in progress... A photo posted by Tati Carpio (@taticarpio) on Feb 2, 2014 at 10:16am PST
March 2014

You may find this shallow, but this pixie haircut has been a plan for the longest time. Finally, got it right. Hairstyle made in the US.

Been trying to get this haircut style of Rihanna/Miley Cyrus. Made in #USA A photo posted by Tati Carpio (@taticarpio) on Mar 3, 2014 at 3:50pm PDT
April 2014

From March to April, I had a wonderful 28 days vac…

Signed up for Dubai Marathon 2015

Last week, I posted in my Instagram that I will be joining the 2015 Dubai Marathon.  My goal for 2015 is to loss some weight and to tone my muscles.  That's why yesterday, I started preparing my infused water.  Wish me luck :)



Challenge accepted :) #mydubai #DubaiMarathon A photo posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 5:26am PST

I had a fruitful day today.

I woke up at 6am today and change my bedding set and put the dirty sets in the washing machine.  At around 7:30am, I went to the exchange to send money and used my folding bike as an exercise (win-win situation).Called up my family to chit-chat for awhile. After the chit-chat, went to the gym for 30 minutes.Went back home to shower.Check the stocks online, chat a little bit with friends in Facebook.Went out again to buy some fruits for my infused water.11:05am waited for the company bus to go to work.



Infused water. A photo posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 11:18pm PST

Roaming around Marina Walk, Dubai (quick video)

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Marina Walk, Dubai

Had a wonderful and memorable time today and I am looking forward for weekend rides for 2015 (except in summer).

Bus ride. On my way to Marina. #foldingbike #javadecafbike #DXB #Dubai #UAE #ofw #Filipino A photo posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 3:40am PST

Arrived safely o #marinawalk #DXB #Dubai #UAE #ofw #Filipino #foldingbike #javadecafbike A photo posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 3:43am PST

Urban tour #mydubai #DXB #Dubai #UAE #ofw #Filipino #foldingbike#javadecafbike A video posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 4:47am PST

Snacks @salsa resto #mydubai #DXB #Dubai #UAE #ofw #Filipino #foldingbike #javadecafbike A photo posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 7:04am PST

Abra experience

An abra (Arabic: عبرة‎ abra) is a traditional boat made of wood.  See more (http://en.wikipedia.org/wiki/Abra_(boat)

After more than a decade in Dubai, I finally got a chance to ride in their traditional Abra that goes back and forth from Bur Dubai to Deira for only 1 Dirham.
#abra experience from #BurDubai to #Deira = 1 Dirham #mydubai #DXB #UAE #Filipino #Dubai #ofw A video posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 1:54am PST

Dubai at 6:30am.

On my way to work and showing you a quick look on how beautiful Dubai is at 6:30am.


#mydubai 6:30am (December). #nofilter A video posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 3:04am PST

Santa Baby (in hanging-position-version)

Tonight, I decided to record myself playing guitar and piano with my own rendition of Santa Baby.  Unfortunately these are quick version as Instagram allows 15 seconds for each video.  #JustHavingFun

#SantaBaby :) hurry now the chimney tonight #MusicBitin #JustHavingFun #MerryChristmas #MartinGuitar #DXB #Dubai #UAE #ofw #Filipino #music A video posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 10:06am PST
#SantaBuddy a 65 convertible too steal blue #MusicBitin #JustHavingFun #MerryChristmas #piano #casioPrivia #DXB #Dubai #UAE #ofw #Filipino #music A video posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 10:13am PST

Folding bike enthusiast.

I am so ready to hit the road this weekend.  I made sure that I have the front light, reflector light at the back and in my back pack. Helmet perfectly fit.  Keep safe everyone!

Keep safe. #bicycle #javadecafbike #foldingbike #Dubai #DXB #UAE A video posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 8:20am PST

20" Java Decaf TT Folding Bike

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I want to ride my Bicycle.

Yehey!  I finally got myself this folding bicycle.  

3 important things happened to me when I sold my car in 2012; 

I was able to save more money;
Help the environment; and
Stay fit and healthy.

Now that I have this bicycle, it's time to commute with my bike via public transport and ride-around the parks in the city.

I will posting more pictures with my bike and I :)
My new ride, Java Decaf Folding Bike. 6 speed shifter shimano gear and caste Dual disc brake Aluminum light weight (8kgs) @bikeshopdubai #mydubai A photo posted by Tati Carpio (@taticarpio) on Dec 12, 2014 at 9:35am PST

PAG-IBIG FUND 101

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For Filipinos only.

PAG-IBIG is an acronym for PAGtutulungan sa kinabukasan:  Ikaw, Bangko, Industriya, at Gobyerno.

This was set up by the government for the contributors or members (working locally and abroad) in buying a home.  The required contribution is at least PHP100 per month (you can contribute a bigger amount).  OFWs can choose to pay a yearly lump sum.

What are the benefits?  As registered members who have contributed regularly for 2 years are eligible for a home loan of up to PHP6,000,000.

Also, your contribution serves as an investment tool because it earns dividends. 

Website:  http://www.pagibigfund.gov.ph/ 

Watch the 90-seconds Pag-IBIG fund explanation.


Pictures with my brother #ThrowBackThursday #TBT

My brother and I. #throwbackthursday #tbt #manila #philippines A photo posted by Tati Carpio (@taticarpio) on Aug 8, 2013 at 12:50am PDT
#throwbackthursday #tbt A photo posted by Tati Carpio (@taticarpio) on Sep 9, 2013 at 2:55am PDT

Visit The Philippines 2015

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For travelers, this is the good news.  We have 8 long weekends scheduled in 2015.  You can now plan your vacation.



What is the difference between SAVING and INVESTING?

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YES.There are differences.  
Most of the time, these 2 were used interchangeably.  But the goal are the same.  Understanding the difference of the 2 will help you achieve your financial goals. 
Saving Setting aside some amount of money so you can use it when needed.Some save it in savings accounts, checking accounts, certificates of deposit, bonds and/or just keeping it in the electronic-fire-safe-heavy-duty-metal-drawer.
Investing Using the money to buy assets with the hope of gaining profit is called “investing”.  Investment is not federally insured, you could lose some and profit some.
What are the differences? Save if it is for short-term financial goals (like buying a car, for emergency fund, pay regular expenses, vacation and etc).Saving is not the answer for long-term goals, consider the inflation rate.  It might lose the purchasing power over time.Invest for retirement, child's college, long-term financial goal, purchasing lands (that earn. a farm).It is important to know that S…

The Retelling of The Richest Man in Babylon BOOK TRAILER

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Every child needs a head start on the Basic Laws of Money.



Edward K. Lee: The Broker is a Teacher

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Start an investing mindset and the rest is history.



Kubing a jaw-harp made from hand carved piece of bamboo

Kanlungan cover (by Noel Cabangon)

Bought this Casio Privia PX-100 (88 lightweight keys) last May this year and I was hoping to improve my skills :)

Kanlungan is just one of my favorite Filipino songs.  This was written and sang by Noel Cabangon, one of the best Filipino artist/songwriter in the Philippines.

Excuse my mistakes, that's all I got.  

US Vacation 2014 - Carnival Dream Cruise - Mexico, Belize and Honduras

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We travel not to escape life, but for life not to escape us.

US Vacation 2014 Orlando, Florida Animal Kingdom, Disney World

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Travel is about the GORGEOUS feeling of teetering in the unknown.


US Vacation 2014 Georgia, North Carolina, Tennessee

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I don't care how long it takes me, But I'm going somewhere beautiful.

Atlanta, Georgia, USA (2014)

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Happy 4th of July!

Sorry for this late post :)  I have been busy or shall I say procrastinating after my vacation in the USA.

Oh well, here how it goes.
As soon as I got the confirmation that I was granted a US visa last January 2014.  


I booked a flight going to the US.  

Most of my 28-days in the US was in Atlanta, Georgia.

Thanks to MA who accommodated and toured me around.



Gladly there's a direct flight from Dubai to Atlanta via Delta Airlines.  That's me waiting to check-in.
I was kinda nervous as this was the longest flight I ever had.  16 hours.
While waiting, I was checking on my previous blog site if I had pictures from the other countries I visited.  Sadly, I don't have pictures in Iran and Hong Kong.
Oh well, I just have to take more pictures this time :)


Arrived safely in Atlanta International Airport at 5am.  It was so cold.
I've noticed from the airport that they have English signs` translated to Spanish.  I liked it.
I learned that, Spanish will soon (2020) be they…

Memory Box, USA 2014 vacation.

Memory box. #USA #Georgia #NorthCarolina #tennesse #Florida #mexico #belize #honduras A photo posted by Tati Carpio (@taticarpio) on Apr 4, 2014 at 8:09pm PDT

Friday brunch with my girl friends

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Baybayin is the defunct Filipino script.

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Yes.  You read it right, it is defunct.  Honestly, it was not taught during my grade school to college (1982 to 1996).  Until I met a friend who has a tattoo in baybayin.  I asked her about it and she told me the story.  I was like "duh".  How come I haven't heard of it.  Anyways, I don't want to blame the education system, I guess I just didn't care at all.
After a day of getting more information on this, I found out that we have organization in the Philippines, that are helping to raise awareness on this Filipino Script.  Mabuhay po kayo!
After all the readings in the internet and watching documentary about this script.  I decided to give it try.
I wrote in baybayin the "Lupang Hinirang", the Philippine National Anthem.

I am hoping to master this script and able to write it without "kodigo".
Here is the documentary.

Bread art

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Gradient art from my toaster.  I therefore conclude that number 5, 6 and 7 are not edible.  I like number 3.

#TBT - Live, Love and Rock & Roll

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Those were the days.   The days when I was young and naive.   Until one day, I woke up and realized that the market for the Rock Music in Manila was fairly soft at the time.  Instead, I climbed the corporate ladder.