1. For my retirement; I know, I know, I am too old to think about this or even start about this. But it's never too late to begin with. Nobody's going to stop me now, I will do this NOW.
2. For traveling/pleasure; I never really travel. I always believe that, I don't want to be a stranger in my own country (Philippines). So I travel more in my homeland. But this time, I want to go to other countries. I want to see USA first. Then, Europe tour. Asian Tour, so on, so forth *crossing fingers*
3. For emergency. This is for myself and for my family. Of course, I want their safety, but we'll never know when they need it or we need it.